Buy vs Lease

Navigating the world of auto financing can be complex, but the Fox Auto Team is here to simplify your decision-making process. Whether you're considering financing or leasing your next vehicle, our team of experts is dedicated to helping you understand your options and make the best choice for your needs. Below, we break down the key differences between financing vs. leasing to assist you in making an informed decision. If you have any questions, make sure to visit one of our car dealers in El Paso to meet with a member of our staff.

Three people discussing over clipboard by a car.
"Person signing car insurance contract."
Category Financing a New Vehicle Leasing a New Vehicle
Ownership Secure full ownership and have the car's title Temporarily use your new vehicle with an option for an upgrade when the lease ends
Mileage Limits Drive without mileage concerns Face mileage limits based on your lease agreement
Down Payment Often requires a larger down payment Lease agreements usually feature lower initial costs
Monthly Payments Expect higher monthly payments due to purchasing Often enjoy lower monthly payments through leasing
Vehicle Maintenance Take on responsibility for non-warranty repairs Maintenance must adhere to dealership guidelines
Customization Personalize your vehicle as desired Limited to no customization permitted
Two people exchanging car keys outdoors.

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